About Us
KT Partnership Ltd (KTP) is based in Epsom, but our specialist advisers offer mortgage and protection advice to individuals across The United Kingdom.
With a combined 100+ years’ experience in the mortgage market, we have the knowledge and skills to find you the right financial product to suit your needs.
What we do: KTP’s speciality
At KTP, we advise on three key financial areas, and we do it well:
1. Mortgages, including re-mortgages and buy-to-let
2. How to increase your existing lending
3. Protection
Mortgage advice
KTP mortgage advisers offer a comprehensive range of products from across the market. We work hard to understand your needs and find you bespoke mortgage offers that cannot be obtained directly from a lender.
Before making any recommendations, we listen to your individual circumstances and spend the time needed to gather the right information to offer you the most suitable mortgage advice. Once we have a solid understanding of your requirements, we use our expertise to research the market and find a mortgage and lender that fits.
Advice about increasing your existing borrowing
If you’re looking to extend your existing borrowing, we can help you find the most appropriate finance option to suit your needs, for example:
- an advance from your existing lender
Protection advice
Once you have secured a mortgage loan, KTP advisers can also help you protect your property and your family .
We cover life, critical illness and income protection.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST FORMS OF BUY TO LET MORTGAGE.
The Team
Michael started KT Partnership in February 2007 and has successfully steered the team and growth of the business ever since. With 33 years of experience under his belt, Mike offers expert mortgage and protection advice alongside the day-to-day running of the company. As an endurance runner, he knows how to go the distance to find the most competitive deals for our clients. When he's not focusing on his work or fitness, he's likely enjoying his family's company or whipping them up something delicious in the kitchen.
In his own words:
“The dedicated and passionate team here at KT Partnership work hard to ensure we remain the go-to place for mortgage and protection advice in Epsom and the surrounding area. I’m hugely proud of what we’ve achieved together over the past 13 years, and the high-quality service we’ve offered to countless families along the way.”
Jemma is a true expert having worked in the Mortgage Industry for nearly 25 years! With a solid understanding of the UK property market - the ups and the downs - Jemma can offer a reassuring and steady hand to clients looking for support with their mortgage application. She has as much energy as she does experience, playing netball at least four times a week, taking care of her three children, and walking their pet pooch as often as she can.
In her own words:
“I love my job and I love helping people with this important decision. Applying for a mortgage can sometimes feel like a daunting process, especially for first-time buyers, so I always aim to make it as easy and stress free as possible for my clients.”
Pete has been honing his expertise in mortgage and protection advice for over 30 years. Although he has helped countless families put down roots in Epsom and the surrounding areas, Pete loves to travel and has visited more than 50 countries with his wife! His skill when it comes to finding the best mortgage products for his clients is matched on the golf course too, with Pete boasting an impressive handicap of 9.
In his own words:
“I have built up a loyal client base during my seasoned career as a mortgage and protection adviser. It is a huge compliment when a new referral comes to me based on a personal recommendation from an existing customer.”
Adam has gained a wealth of experience in the financial industry over the last 14 years, four of those with KT Partnership. When he's not helping clients find the right mortgage, or researching the best cover for them and their property, he can be found coaching budding young football players, cheering on Chelsea FC, or using his new-found green fingers to tend to the garden of his very first home.
In his own words:
“I love nothing more than helping people take the next exciting step in their lives; whether that’s buying their first home, moving up the property ladder, or protecting their assets for their growing family’s future. It is important that I spend time getting to know my clients, understand exactly what they’re looking for, and take as much stress as I can off their shoulders. Supporting someone from that initial friendly chat through to completion day is hugely rewarding. Having just bought my own house, I understand what it’s like to be on the other side of this process.”
Charlotte has been helping people understand their mortgage options for 11 years now. She knows just how important it is to feel confident in the advice you are given and takes extra special care of our first-time buyers who are brand new to this process. Charlotte is just as busy outside the office, looking after her two children, spending time with her large extended family, and somehow managing to exercise on a daily basis.
In her own words:
“I believe that a good relationship with your mortgage broker is the key to a smooth and calm home-buying experience. I remember the day I picked up the keys to my home, and I feel the same sense of excitement for my clients on their completion day – it’s truly the best part of my job!”
Jessica has been a senior mortgage administrator for half a decade. When she's not making sure clients and lenders have all the documentation they need right on schedule, or keeping the office running smoothly, she can be found in the Surrey countryside chasing after her two boys, little girl, and energetic puppy, Blue the lurcher.
In her own words:
“I thrive in an office environment and love working with my KT Partnership colleagues. Family is massively important to me, so being able to support my loved ones by helping others protect theirs or securing their forever family home is really humbling. The most satisfying part of my job is seeing a client’s mortgage complete bang on time and without a hitch!”
Jo has been supporting customers and advisers with mortgage applications for the best part of a decade. She doesn't believe in idle hands, so when Jo's not going above and beyond for the team and our clients, she is most likely keeping busy with any and every craft you can think of, volunteering, or taking a stroll along the beach with her daughter and her dog.
In her own words:
“The thought of not filling absolutely every moment of my day is what gets me out of bed, the thought of helping people achieve their dreams is what gets me into the office. I’m so proud to be part of the admin team at KT Partnership and helping our clients through each step of the purchasing or re-mortgaging process.”
Joanne has worked in the property industry for 35 years, so she knows exactly what it takes to find and secure the right home. As part of our growing administration team at KT Partnership, Joanne supports our advisers and clients to make sure mortgage applications and supporting documents are shipshape. Outside of work, Joanne is all about balance - equally happy getting cosy with a good TV drama as she is exploring the countryside or tending to the garden.
In her own words:
“Quite simply, I love my job. It is a pleasure and a privilege to be such an integral part of helping people secure their dream property.”
Contact KT Partnership today
Some kind words...
I was in contact with Adam over a very long period of time throughout which he was always responsive and took the time to explain everything clearly. The market was volatile and he needed to be both reactive and proactive. I would definitely recommend his services.
Miss M – Surrey – July 2023
Mike was very helpful and professional. Really accommodating to my needs as well as completing my requirements with little time.
Miss K – Surrey – April 2023
Jemma goes above and beyond to get you the best deal for your circumstances.
Miss H – London – March 2023
Over the last 13 years, KT Partnership have managed many mortgages for me - all of which had some very particular circumstances. Pete and Jess deliver a consistently proactive and knowledgeable service that many larger operations could learn from - I would have no hesitation in recommending to anybody! Many thanks guys!
Mr G – Cheshire – May 2023
We had an incredible experience with Adam at KT Partnership. We recently bought our first home and were given tight deadlines to exchange. Adam went above and beyond to ensure we were supported throughout the process. Very responsive, informative and helpful. We will be recommending Adam to our family and friends!
Miss L & Mr G – East Sussex – April 2023
Fantastic service by Mike Tickner & all of his team. Mike is another level of focus & makes u feel like you are his only customer. Many thanks to all the team.
Mr G – Surrey – February 2023
I can’t thank the team at KT Partnership enough. Subject matter expertise delivered with patience and understanding to ensure I found the best product for me and my circumstances. I am pretty sure I have asked more questions than the average client but every time I asked, I was met with a prompt, clear and helpful response. Thank you so much Jemma and the team.
Mrs W – London – June 2023
Great service from Pete as usual, he manages my many Buy to Let mortgages and has done for many years. Would highly recommend him to anyone.
Mr C – Surrey – July 2023
Highly recommend KT Partnership! Adam and Joanne went above and beyond to help us complete on our first property. They were always available and even helped with chasing the solicitors when the process was halting. Absolute top drawer!
Miss W & Mr W – Surrey – January 2023
Having now used this company several times I highly commend their outstanding professional service. Mike is friendly and efficient and very knowledgeable on the current market.
Mr S & Ms D – Devon – July 2023
The whole process from start to finish was seamless. Even when we had loads of questions, Jemma was always there to support us and give us clear responses.
Mr & Mrs P – London – February 2023
Pete has looked after my mortgages for many years. Always great service, most recently he helped me with a purchase that was taking a while to complete. Pete and his team provided me with updates throughout the entire process and helped me finally get a completion date.